I have had several transactions with Al and all have been a happy experience. Regardless of how anyone feels personally. The current climate on the majority of the auctions it is the buyer that foots the bill for insurance. Even with the sellers that make it mandantory to have insurance it is figured in the "S&H". Someone wants to call Al cheap because he won't replace the "lost" chip. Why should he be responsible for the crappy service from the post office. Maybe Pete is making a mountain out of a mole hill. One of you guys that thinks Pete is the injured party please send him $5.00 and maybe this will go away.