I have to really, really want something to bid on an auction that requires a money order or pay pal.
I did sign up for pay pal (AAUUGGHHH!!! Didn't read before I bid....terms were pay pal only, figured it was my own fault so signed up ). I'm not "verified" by pay pal, and have used it 2-3 times.

I don't like the high shipping charges, but usually figure it into the total price of the auction. My check is the same whether it's $1 for the chip + $2 s/h, or $3 for the chip with free s/h.