I thought the last two posts were pretty reasonable, but I would like to clear up a minor point. The highest grade a chip can be by our system is MS100, not MS 95. Therefore, I did deduct for the very slight table wear. The "dirt" will probably be cleaned once the chip is sold, but that doesn't affect the grade anyway. The point Jim made about coins is exactly right. Many dealers and individuals play the "slabbing game" and the difference between a point or two in coins does mean a huge difference in price, just like he said. However, the difference between a grade of 94 and 95, for example, in our book, would amount to peanuts, and I believe it will stay that way for mathematical reasons. The thing about coins is that quite often a particular date may exist by the thousands in circulated condition, but in a very high grade only a handful of examples could be known. Chips are quite different in that expensive chips of a specific type and denomination, only exist by the handful as it is, and that will keep the price ranges down to what we have now - a very modest range. I will also add that I have never slabbed a chip and have no plans to do so. Unlike coins, which can have their value slashed by any sort of handling, chips are meant to be handled. That's actually one of the things I like about them. I enjoy rearranging my dansco binders after acquiring new pieces, etc. You can't do that with coins.