Jim , that was very well said. I offered $50 for the chip because that is the value it would hold to me personally.Also, I haven't paid over $50 for any U.S. casino chip yet, and am trying to keep it that way . Now plaques, they are a different story....Would I blame a seller for not wanting to sell at $50?NO....Am I patient enough to wait and see if I can find one for $50? YES!