Find one of those banks (like TCF around here) which has free checking, that's really free. I even get interest for being over 55. Then they give you a free gift for opening the account, you get a Debit Card and never have to buy checks.

That means you can open all the accounts you need, for free.

Between the lines. PayPal says you can't direct someone to pay your Personal Account if you have a business account. Notice it doesn't say that you can't send people to your business account, when they wat to pay for a personal account auction, with a CC. I've had to do that a couple of times.

I only have two PayPal accounts, one person, one business. If I ran into the limit, I'd just open another bank account - FREE Only - and then open another Paypal Personal account.

When they take 30c on a Two Buck auction, I might as well, just throw the "cheap chips" in the dumpster, because it costs me more to sell them.