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() In a year, I send out about 5,000 packages.
About 3,000 of these go to the US, 1,5000 to the UK and the rest elsewhere worldwide.
Only about 100 packages a year are insured (always optional - at buyers cost)
During the past year, 2 of my sendings have been lost (those were suspicious - same customer), and two apparently arrived empty.
The 2 losses + 1 empty were to the US, the other was within the UK.
In all 4 cases, I replaced the items concerned - the cost to me of doing so was about $48 - out of total sendings of about $90,000.
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