Hi there. One quick thought about self-insurance. It isn' the way you should allow a seller to go. Essentially you are giving the seller money and he/she guarantees you're insured. EXCEPT he/she doesn't spend any money on self insurance, just sends you new chips if lost in the mail. The money from the self-insurance simply increases the profit margin on the 99% that make it through USPS unharmed. It shouldn't be allowed. At least with a receipt, if nescessary from USPS, you know you actually paid for the insurance.

Sheldon Smith