I concur with Pete about trying to resolve the matter first. I've known some pretty good people who have just overlooked a trade or had forgotten or been overwhelmed by their own wheelin-dealin. For an easily acquired chip or two, I'd be inclined to let it go myself. The hazard of naming someone on the board is that a half-dozen folks will pop up who have successfully dealt with the person for years and will wonder if you've got a screw loose. I enjoy trading with you Patty so naming names wouldn't affect any biz you and I might do in the future. Umm, we're all square at the moment aren't we?