Maybe you should go back and read the article in the link provided above, posted by an expert in the field. Just exactly what do you think he is saying?

"I want to believe him, but afte hearing him tell me how safe an secure our cards are once they
reach PSA, he ([meaning Steve) then cannot explain how he lost a Wayne Gretzky OPC rookie card, especially one that
was involved in a potential criminal event that might have occurred at
his company. Isn't that a bit convenient? It's much easier to make a $1000 payment for a "lost"
card then it is to make the same payment for a switched card."

"I will tell you one thing, lost card, damaged card, whatever category PSA would like to use for Ken Wilcox's PSA 3 Gretzky rookie, I believe that there is only one truth in this case,
the original card was switched."