Carol, somehow you managed to get to a page with information about their BUSINESS account. They offer a premier account for businesses with quicker access to funds and several features we don't need for our auctions. The standard free account is still the same free account.

Here's a link to a page that explains the two types of services. No bait and switch, nothing shady, no reason to fly off the handle or dump PayPal. If someone doesn't like, want or need PayPal, fine. I love it. It's still what it always was. With additional features for big business, which will go even farther to make sure they stay around and stay viable. I think they're doing exactly the right stuff.

https://secure.paypal.x.com/cgi-bin/webscr?cmd=p/gen/personal_vs_business-outside