Thank YOU, Carl, for understanding my point. And also pleae understand that I'm on your side and agree that this person has to be stopped in not only doing what he's done regarding ethics, but for the message Gene posted under my response. I'm glad he's not part of the club...and I hope the club officers take note of this. Again, I'm truly sorry....but I think I got the "insurance" message across to some. INSURE what you mail, folks.

JB