"to tell if you have a personal or business PayPal account, log in to your account and look for the "Upgrade to a Business Account" option under your settings or account options. If you see this option, you likely have a personal account. If you already have a business account, the option will not be present, and you will be logged in directly without a prompt to change your account type. '

If you click on the button on the top right that says more you will see a place where you "can send a gift"

Scott