I would think it depends on who you are. I see the game Bonus Poker @ $1.00 level with good payback. I do play at this level and I sometimes do not make the correct play, this would be one of those times, I'm a gambler.
So in saying all that, I think Bob Dancer and a few of his professional VP players would keep the straight.

According to his software has the expected value EV @ 20 vs 10.7+