Some people seem to object though. Maybe they never write checks . Security isn't really a consideration.

There is an element of simplicity though, in sending funds to an email address that is well known, and easy to find for trades on this bb. You would have to ask the recipient for their bank routing and acccount number (up to 26 digits) to send it with that as an address.

There's also an element of simplicity in having a fingerprint reader on your PC. I never had one till I got my HP Pavillion dv6 laptop last year. It stores all my account numbers and passcodes so I only have to swipe my finger over the reader when a screen asks for something that I've saved. The downside is I don't remember these things any more and when I have to use my iPad with no fingerprint reader, I'm at a loss for what to type .