This charge card fraud will only get worse. Many of todays cards have RFID chips imbedded in them which can be read by a nearby scanner. That means that someone standing next to you in a store can read the card in your wallet and get its numbers. Another thing I just saw yesterday was a new cell phone that has a card reader built in so you can swipe it and charge things you buy online on your phone. So someone gets your card for a minute, runs it thru the scanner on his phone and you been hacked.