"So yes there are club members who have personal wooden nickels but I would not consider them a personal chip."

I guess I have to disagree with this. Sorta!
If a wooden nickle has a Club members name on it it goes in my:
"CCGTCC Personal" file. File now stands with 1988 pieces. 1989 & 1990 on the way to me.
Many early members had wooden nickles made. Only pieces made for current and past CLUB members, names and or business name goes in this file.
This collection has been willed tp the the MOGH.

I have a 2nd file for "CCGTCC" items.
Now stands at 303 pieces. 16 new to me, but older pieces on the way to me.

This is my criteria. Everyone gets to make up their own criteria,