~~~ and also being a beneficiary, have read every bit of information provided by Social Security and my Medicare Part A and B... and Part D... and every bit of info from ALL major insurance companies regarding coinsurance.

Regarding your question as to what McCain would have done; it's generally accepted that he would have taken the advice of every leading economist as well.

I know one thing for sure; Bush kept us safe... Obama kept us from entering into a Depression.

What Obama and his team decide to do in the next three years; I can only hope it's for the betterment of the majority of Americans.