Lets take a look.

I replied to a post titled "One Of The Reasons Why I Don't Use Paypal"

It was a post about email scams, not a post where you said you got burned for cash. And yes, the reason not to use PayPal mentioned in the post I responded to is stupid, but you chose not to address that in your response.

I didn't call you stupid, I called the reason stupid. For that, you call me an arrogant fool.

Not knowing that someone didn't call you a name isn't exactly too smart. You might want to stick to counting. ...or I might really call you stupid.