"all sellers who offer PayPal as a payment option for their eBay listings must accept all forms of PayPal payment."

If this is what I think it says. I can keep my personal account, but I can't say "I take PayPal" in my listing?

OK so in every confirmation email, I can write, I take PayPal but don't take Credit Cards.

Only difference is, I can't list it in the auction. I agree about the excessive fees. How do you sell a $2 chip, when the whole profit is taken out by the listing fee, the selling fee and the percentage for a business account, even when the payment is simply a transfer of funds?

Just blame this on Stupid People who can read that "I don't take PayPal Credit Card Payments!" in the auction listing and in the payment options. Then send a CC payment. We get taxed now.

I'm keeping my personal account, and have a business account. It's just a way to funnel money without the unwarrented charges for something I don't use. Everyone should have two accounts...

(time to buy stock in eBay, they are going to lose 33% of their clients, and make twice as much on the other 66%. Pure 25% increase in PayPal profits by this one little twist)