and found him to be 100% honest and trustworthy. If he sends you any chips you may not want, he graciously accepts all returns. We've had both credit and debit balances going for at least 5 years. I don't believe he has a scanner which is why he might just send you what he thinks you may not have.

Ray is a senior citizen, not necessarily in the best of health but I guarantee you he is not in this hobby to take advantage of anyone.

Write to him directly and tell him of your concern before you start to blast him on the board. Please do not defame him for an unjust cause. AND, although I am not sure, I think he is a member of the club.