yyou just don't seem to understand. If those sellers offering free shipping (actually I don't think of it as free shipping, just shipping included in the auction price) wish to protect themselves they will buy insurance --- why would they need to specify in the auction that they pay for insurance.

>>Argue to your cheap hearts content

exactly why do you think my heart is cheap? you made the dumb ass post and I pointed out that you were wrong -- AGAIN -- How does that make me cheap.

>>tell the seller that "Just to protect you, I suggest you give me free shipping and insurance"

Actually I will just expect the seller to meet the terms of the auction. If it says free shipping, I will expect it be free shipping. If it says shipping costs $100 then I will pay $100, if it says that I have to pay for insurance than I will pay for insurance (if I do not like the terms in the auction I will just not bid, or I will reduce my bid to offest additional costs), but in any event I will expect that the item will be delivered and if it isn't I will expect the Seller to reship or refund.

One thing is certain. I will not be bidding on any of your auctions, because you obviously have a bad attitude.