Well had I NOT gotten married in 1988 I'd be retired now. Instead I'm now working my way back out of debt and someday hope to have full employment again.

Self employed has been very good to me. I got in my golf and fishing while I was young. No one to foot the bill for that 409K or IRA however.

Why does it seem like at 55 I have the whole program backwards?

Now you know why I collect "cheap chips"