Thanks for those links Robert. I have been involved in going on three disputes with Paypal now, each time I lost the money I was supposed to receive. Once Paypal told me that the bank they supposedly transferred my money to would have to investigate it and they would not get involved(the bank advised me that without the information from Paypal as to where they sent it, there is no audit trail!!) The second time, They told me that since I am a Canadian, they would not help me, as they only protect US to US transactions. And now, we are arguing on a third incident. I would close my account, but I still hope that somewhere along the way, my money will enventually show back up!