<<I won't let a few bad apples spoil the experience for me so I will join the association.>>

You will eventually realize that petty bickering on the BB does not make a person a "bad apple". Deeds not words is the determining factor. Once you get ripped off by one of the so-called "good apples" your perspective will change.

There are bad apples. Unfortunately you'll probably have to find out for yourself who they are.

TCR is a great start (the best, actually). If you collect Vegas, also buy the C&W book. If the price on a chip seems just too good, ask around. A hoard may have been discovered.